Do high-street providers offer bad credit mortgages?

Do high-street providers offer bad credit mortgages?

Not necessarily, and those which do might give you unfavourable prices.

The tables below will provide you with a basic idea of exactly just exactly how most likely you may be to obtain a loan on the basis of the style of credit dilemmas you’ve got and exactly how very very very long you may have to attend before pushing ahead.

0-12 months years which can be 1-2 years 3-4 years 4+ years
later payments Yes (a variety) Yes (a range) Yes (a variety) Yes (a variety) Yes (a variety)
Mortgage Arrears Yes (often maximum 3 belated) Yes (a variety) Yes (a range) Yes (a variety) Yes (a range)
CCJs Yes (if good LTV) perhaps (If good LTV) Yes (Any value) Yes (Any value) Yes (Any value)
Defaults Yes (if good LTV) possibly (If good LTV) perhaps (If good LTV) Yes (Any value) Yes (Any value)
Debt MGBT Unlikely Yes (If credit file is unaffected) Yes (If credit history is unaffected) Yes (If credit file is unaffected) Yes (If credit history is unaffected)
IVA Unlikely feasible having a 25% deposit available with a 20% deposit potential by having a 20% deposit viable with a 10% deposit
Bankruptcy Unlikely available with 25per cent deposit feasible with 15per cent deposit potential with 5% deposit available with 5% deposit
Repossessions Unlikely Yes (with 25% deposit) Yes (with 25% deposit) Yes Yes

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